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Try comfort. My LV renewal for Jan 24 is £700 odd.
My LV went from £561 in 2022, to £790 in 2023, but reduced the mileage by 2000 to get that.
CAMC usually say they'll beat by £25 which isn't worth considering as an incentive at todays rates. £75 would be.
From friends' experience, I'm guessing that a radical update to the security on Range Rovers might help a bit.
Range Rovers and RAV4s. In last 4 months one of each has been stolen from my road.
JLR’s have a problem, Range Rover is the most stolen vehicle in the UK, Defenders are also very high risk. A lot of insurers have just stopped offering quotes on them all together and are declining to offer renewals. Also parts are practically unobtainable, there are 100’s of these vehicles sat in the repair network awaiting parts whilst people are running round in massively expensive daily rate rentals (another reason insurance is up 65% this year), Direct Line lost £43 Million last year!
I dont get why some people (Emoji of a shrug) pay so much money for a nice car but dont install a telematric tracker, with geofence and a ghost.
I think lots of people are averse to adding aftermarket hardwired electronics to there car. I certainly am. Although they are intended for a good purpose. In the past (and possibly still now) many after market fitters didn't do a wonderful job with their wiring which lead to problems arising from poor connections a few years after install. These problems can cause a serious issue particularly when it's an immobilizer device. There have been many cases of cars unable to be started to be tracked back to bad connections cause by an immobiliser. Also battery drain is often tracked back to various aftermarket electrics. In the past connections were often made with scotch locks etc. which hack into the wire sheath, but later that hack point often failed. I don't know what the people who fit this equipment do now, I'm sure some of them are very professional, but often it's hard to find out that info.
I know about them, pretty sure we all do, but without them the Cali is unsteal-able without a key, so see no purpose in elephant powder products.
True, you do get some tradespeople rocking up on a horse.
Can be pulled up on a lowloader, with no key, but can you track it ?I know about them, pretty sure we all do, but without them the Cali is unsteal-able without a key, so see no purpose in elephant powder products.
Each of us falls into two camps. Think it's going to save my Cali, or realise it won't - I'm firmly in the latter
It's not just EV insurance though, all drivers are penalised as it not just what you are driving that maters but the repair costs of what you might hit, the more EVs there are out there, the more everyones insurance premiums will go up.
If someone is going to the trouble of getting a low loader, dragging my Cali on it from my drive and driving it away (something with no known evidence of ever happening), they they certainly won't be fooled by a tracking device and will have it in a faraday box before you can say "waste of money". They have all the devices and tools to remove all your gadgets.
The immobilizer in the Porsche 993 is notorious and that was factory fitted.
All the car insurance companies I have asked refuse to offer any discount for aftermarket theft deterrent devices which sort of says it all. Even they don't believe the systems prevent a determined thief from taking possession.If someone is going to the trouble of getting a low loader, dragging my Cali on it from my drive and driving it away (something with no known evidence of ever happening), they they certainly won't be fooled by a tracking device and will have it in a faraday box before you can say "waste of money". They have all the devices and tools to remove all your gadgets.
I guess they could sling ropes under it and helicopter it away. Or take the wheels off and four big lads carry it away. Never heard of those happening either.
I've always said on here - Ghosts to wheel clamps, if it makes you feel better, brilliant. But it's not actually needed. And that's not just me. Thatcham recognise that a Cali and the level of security has it is the best you can get. The fact they they are not keyless is even more secure.
Keys safe. Cali safe.
Don't be fooled by car theft stats from these companies either. These stats include theft from a vehicle, not of a vehicle. Which is in the rise. The latter has reduced to nigh on zero, unless you live in London and have a Ranger Rover that is...
I'm with Aviva but after the CEO/Chair woman came out anti-white men, I was going to change when renewal was up.
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